What the Finance (Personal Finance for Beginners)

Make this year the year you kickstart your personal finance journey!

Are you having such a hard time budgeting your money that you almost have nothing left to save?



Does the thought of student loans overwhelm you and make you wonder how you can pay off your debt... fast?



Do you have a regular job, but you can't imagine yourself living paycheck to paycheck until you die?



If you answer "yes" to any of the above questions, you are not alone. Over 70% of Americans report that money is their primary source of stress. Between all-time high student loan debt, exceedingly competitive job markets, the rising cost of living, rapidly dwindling Social Security, and almost nonexistent pension plans, it's no surprise that teens and young adults have more to worry about than ever before when it comes to establishing financial security and planning their financial future. Understanding the basics of financial literacy is vital in creating a solid financial foundation. Let's face it, none of us want to work forever to merely afford to live. While living with a "YOLO" and "carpe diem" mentality has its perks, reaching financial success requires a forward-thinking mindset.



In What the Finance book, you will discover:

Eight simple things you can do to kickstart your financial journey todayHow to create a budget in less than 15 minutesHow to set SMART financial goals - and what to do to achieve themHow to pay off your debt, even if you're brokeA 52-week challenge to save your first $5,000!The key to investing that will help you avoid making a $100,000 mistakeWhy you should get insurance as early as possible - know which one is best for youHow to grow your money, even while you sleepWhy having a good credit score is essential - and what you can do to improve itWhy talking about money shouldn't be a taboo - and how to begin the conversationAnd much more.

There's no better time to prepare for your future. Do your future self a favor and start your financial journey today!