The 40-40-40 Plan vs. Happy Cash Flow Retirement

They told us to work and our companies would take care of us. They said working for the government would set us up for a nice retirement.

However, they didn't tell us about inflation and how much value our money would lose. They didn't tell us to build additional streams of income.

The 40-40-40 plan involves working 40 hours a week for 40 years and receiving 40% of your income during retirement. That was the plan they sold us.

This plan works fine when you add additional streams of income from investments, business, creativity, and real estate. This gives you a Happy Cash Flow Retirement. Good Luck!