Stealing Home

In 1933, the US government decided that Americans should pay no more than 20 percent of their income for housing. Today, though, almost half of renters pay more than 50 percent of their incomes toward housing, leaving them with precious little left to feed their children, pay for medical care, or cover emergencies. Far too many of these families end up on the street.Congress has the power to intervene in the markets and protect American taxpayers. Why haven't they?In Stealing Home, James M. Nelson explores the dramatic surge in housing costs and the homelessness that's too often the result. Through meticulous research, Nelson unravels the underlying threat that no one else has seen coming-the industry-wide algorithms and shared databases that give a handful of companies a virtual monopoly.Those who control the AI technology will control the wealth that fuels the industry, not to mention the future of housing.Stealing Home uncovers how the groups established to regulate American housing and prohibit discrimination are being gutted right under our noses. This is the wake-up call we didn't know we needed, coming from a banking insider who's taking an enormous personal risk to show us just how much worse things could get.