Selling Cash-Secured Puts vs. Preferred Shares

It's easy to earn 4-5% of your money nowadays because interest rates reflect that amount. But what happens when rates drop to zero percent? How will you earn yield?

Preferred shares fall under the fixed-income category. This means you'll receive a higher yield if you can find a lower price on your preferred share.

Selling cash-secured puts can generate massive yields; however, the risk is that your stock price continues to fall.

Both cash-secured puts and preferred shares deal with falling share prices, so you will need to understand which technique to use at the moment. Good Luck!