First to a Million

Change the way you look at money before you turn 20and become a FI Freak!Most teenagers are told about only one financial path: Work until youre old and then retire. But what if you want to spend your adult life traveling, creating, or bettering the world instead of working all day, every day? Financial independence (FI) is the only way to win the resource you cant rewind: time. Time for yourself, time for your family and friends, and time for your dreams. Build the freedom to define your own future by building a strong financial basewhich means saving more, spending less, and starting to invest as soon as possible. First to a Million explores the many advantages of FI while explaining the secrets of investing, living frugally, and maintaining an entrepreneurial mindset. Treating your finances differently than the average teenager will put you miles ahead of your peers, and with time (and compounding) on your side, you can win the game before it even starts!Inside the Book, Youll Learn:Why the typical American Dream pathway is not for everyoneHow a FI Freak can take control of their financial futureThe Four Mechanisms of Early FI (Spoiler: Theyre ridiculously simple!)How to make more money as a teen with creative jobs and side hustlesHow to be frugal and live richly with a life full of happiness and flexibility The difference between income and wealth, real and false assets, and good and bad debtPersonal finance basicslike tracking income and expenses, building a credit score from the ground up, and calculating your net worth Investing basicslike earning passive income, understanding the power of compound interest, and how index funds and real estate can build your wealth