31 Reasonably Priced U.S. Beach Retirement Towns

Updated April, 2025! The United States is full of great beach towns, but most have living costs well above the national average. Here, though, are 31 U.S. beach towns (each with its own beach or one close by) with living costs below or equal to the national average. These costs are primarily based on housing prices but also include transportation costs, grocery costs, taxes and more. Each town has a crime rate nearly equal to or below the national average and has a hospital in town or nearby. We also look at each town's population, climate, median age, amenities, education levels, political leanings and more. This book is not intended to be an in-depth examination of each town. It is instead an overview, a starting point for finding the best beach town for your retirement.